PrivacyPolicy
HERITAGE IRA INC. PRIVACY POLICY
INTRODUCTION
Heritage IRA Inc. (collectively "Heritage IRA"). This document explains our current practices regarding how we collect, use and share the information we obtain through our website and through the services we provide. By using our website or services, you acknowledge that you have read and understand this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use our website or services. We may update this Privacy Policy from time to time. Your continued use of our website or services after we make changes constitutes your acceptance of the revised Privacy Policy.
OUR ROLE AS THIRD PARTY Provider
We might also be referred to as a Third Party Administrator ("TPA"). As a third-party entity, we are neither a bank nor a custodian. Our services include administrative functions and record-keeping for self-directed retirement accounts. We do not provide investment advice, legal advice, or tax advice. We are not a fiduciary or trustee of custodian, and we do not provide investment recommendations or advice. We do not sell investments or investment products.
GROWTH IN THE VALUE OF YOUR ACCOUNT
Heritage IRA does not receive compensation based on the growth in the value of your account or the performance of your investments. Our fees are disclosed in our fee schedule and are based on the services we provide. We do not receive commissions, referral fees, or other compensation from investment sponsors or other third parties in connection with your account. We may receive compensation from third parties for administrative services we provide to them, but this compensation is not tied to the performance of your account or the investments you choose. We do not have any financial interest in the investments you make through your account. Our only interest is in providing you with quality administrative services.
THE INFORMATION WE COLLECT
We collect information about you when you use our website or services. This information is provided by you directly via our online application, forms, or through communications with us. The information we collect may include your name, address, email address, phone number, date of birth, Social Security number, employment information, financial information, and other information necessary to provide our services. We may also collect information about your use of our website, such as your IP address, browser type, and pages visited.
HOW WE USE AND PROTECT THIS INFORMATION
This information collected is used to fulfill the provision of our services, communicate with you, comply with laws and regulations, and provide you with our services. This information may also be used to improve our website, services, and customer experience. We use administrative, technical, and physical safeguards to protect your personal information. We limit access to your information to employees who need it to perform their job functions. We use encryption and other security measures to protect your information during transmission and storage. However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
INFORMATION THAT WE SHARE ABOUT YOU OR YOUR ACCOUNT
Heritage IRA may disclose the information we collect about you as required by law or as necessary to provide our services. We may disclose your information to our service providers who assist us in providing our services, such as technology providers, payment processors, and professional advisors. We may also disclose your information to government agencies, regulators, or other third parties as required by law or in response to legal process. We may disclose your information to custodians, investment sponsors, and other parties involved in your account transactions. We do not sell your personal information to third parties for their marketing purposes. We may share aggregated or de-identified information that cannot reasonably be used to identify you.
CHANGES TO OUR PRIVACY POLICY
We reserve the right to modify this privacy policy at any time. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it. If Heritage IRA is acquired or merged with another company, your information may be transferred to the new owners.
HOW TO CONTACT HERITAGE IRA INC. WITH QUESTIONS
If you have any questions about this Privacy Policy or our practices, please contact us:
By Mail:
Heritage IRA Inc.
9919 S Monroe Street, Ste 100 (STPM Sandy, UT 84070)
Or call us at: (713) 489-4472
By Email:
[email protected] or [email protected]
We welcome your questions and comments and will respond to all inquiries as promptly as possible. For account-specific questions or concerns, please contact your account administrator directly.
Effective Date: This Privacy Policy is effective as of the date of your acceptance.